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Why having a credit card is important in the USA ?

The advantages of having a credit card are dependent on what your credit scores are in the USA. Credit scores can be any

University of Texas at Arlington-MS in Cs

Did anyone deffered their admission from Spring to Fall22?

I'm planning to go US for this spring 2022.I haven't taken any test so far. IELTS slots are filled till November. Looking for GRE waiver universities. I'm planning to take Duolingo test in next 5 days.

with only duolingo score will I make it to US for this spring 2022. If I start applying for colleges from Sept 15 onward