Cost of program

I have been admitted to SUNY, Binghamton for MSIS. Fees is around $25,570 for 1 year. Thus for 2 years-40 lakh rupees for fees (assumed)
For housing and other expenses 1)20 lakh expenses for 2 years (assumed)
Thus net cost calculated by 1)assumption is 60 lakh rupees.

But IFSC (document sent by university) says we have to have proof of 43,600 dollars this year. Thus, it comes out to be $87,200 or 2)67,99,624 (68 lakh rupees) according to IFSC (both years included)

So, should I ultimately arrange funds for VISA/i-20 according to
1)(assumed) - 60 lakh rupees
or 2) IFSC- 67,99,624 (68 lakh rupees) ?
Also, it would be helpful if anyone has idea of the cost of living and other expenses over a 2 year duration in Binghamton.