Average Salary in Singapore for Indians in 2026 [Detailed Guide]

The average salary in Singapore for Indians after completing their studies generally falls between SGD 3,500 and 9,000+ per month, depending on experience, job role, and industry.

Fresh graduates usually earn around SGD 3,500 to 4,500 per month, while professionals with experience can earn SGD 4,000 to 9,000+ per month. High-demand fields like IT, finance, and technology often pay more as experience grows.

These variations show that salaries in Singapore depend heavily on skills, experience, and market demand rather than a fixed pay scale.

Singapore does not have a fixed national minimum wage. Pay is market-based, especially for students and fresh graduates. Most part-time jobs offer SGD 8 to SGD 12 per hour.

International students can work up to 16 hours per week during term time, allowing monthly earnings of SGD 512 to SGD 768 if the full limit is used.

Suggested: You can also explore more work opportunities in Singapore to understand the kind of part-time roles available for students.

Gross monthly salary is the total pay before deductions such as allowances, bonuses, or overtime.

For example, if the gross salary is SGD 5,500 per month, this is the amount quoted by the employer. CPF deductions apply only to Singapore citizens and permanent residents. Most Indians working in Singapore receive the full gross salary as take-home pay.

Income tax applies only if the annual income exceeds SGD 22,000.

People not belonging to Singapore usually receive the full gross salary without CPF deductions, so the take-home pay is closer to the quoted amount.

Note: Tax residents pay income tax if their annual income is SGD 22,000 (₹15.4 L) or more. 

Salaries in Singapore grow significantly with experience, ranging from SGD 3,000 (₹2.1 lakh) for freshers to SGD 8,000 (₹5.6 lakh) for senior professionals. It shows around 2.5 times growth in 10-12 years. 

Here is the table of average salaries in Singapore based on experience levels:

Suggested: If you plan to pursue management roles in the future, you can also explore the top MBA colleges in Singapore to understand the programs that lead to high-paying careers.

Here is the table with the average salary in Singapore for popular roles on a monthly basis:

Suggested: You can also check the 10 best universities in Singapore to see which one produces graduates for these top roles.

The highest paying jobs in Singapore include Maritime Captain, Doctor, and Corporate Lawyer, with salaries ranging from SGD 8,000 to SGD 17,000 per month (₹5.6 lakh to ₹11.9 lakh).

This is the table with the top 10 highest-paying roles and the average monthly salary in Singapore:

(Please note: These figures reflect professionals with several years of experience, not freshers.)

Singapore offers attractive salaries, but the cost of living is also high compared to other Asian countries. For Indians after studies, salaries typically range from SGD 3,500 to 4,500 per month for fresh graduates and SGD 4,000 to 9,000+ per month for experienced professionals.

On average, essential living expenses in Singapore cost around SGD 2,500 to 3,500 per month (INR 1.75 lakh to 2.45 lakh), depending on lifestyle and city. This means you could potentially save SGD 1,000 to 3,000 per month (INR 70,000 to 2.1 lakh), with savings increasing as your salary grows.

Here is an approximate breakdown of the monthly cost of living in Singapore:

Suggested: For a full breakdown of academic and living expenses, you can read more about the cost of studying in Singapore.

Singapore ranks among the top-paying countries in Asia and holds a strong position globally due to its growing industries in IT, finance, and healthcare. It is more than top economy countries like the UK and Australia, but it is due to Singapore’s low tax rates and additional allowances that make its effective take-home pay very attractive.

Look at the table to see how Singapore's average monthly salary compares with other popular countries for work:

Suggested: If you are comparing study destinations and salaries, check out our guide on UK vs USA

The average salary in Singapore varies within the same industry due to factors like demand and level of experience. Let’s get into it deeper to understand what drives these differences:

• Industry Demand and Growth: Fields like IT, finance, healthcare, and engineering pay higher because they face strong demand, talent shortages, and continuous technological or economic growth.
• Experience and Seniority: Professionals with 5 to 10 years of experience often earn 2 to 3 times more than freshers because of skills, leadership roles, and proven track records.
• Educational Qualifications: Higher degrees, such as master’s or specialised certifications in high-demand areas, often lead to salaries that exceed standard pay for the same role.
• Skill Set and Specialisation: Advanced technical skills, certifications, or niche expertise in areas like cybersecurity, AI, or financial analysis significantly boost earning potential.

Suggested: For a comparison of earnings after graduation, you can also see the average graduate salary in Germany for Indian students

Earning a higher salary in Singapore depends on strategic choices and preparation, for example, selecting the right industry and building specialised skills.

Let’s dive into it deeper to learn what can help boost your earnings:

• Choose High-Demand Industries: Target sectors like IT, finance, healthcare, and engineering where salaries are higher, and opportunities for growth are abundant.
• Gain Relevant Experience: Internships, part-time roles, and early-career work help build a track record that increases your salary over time.
• Invest in Education and Certifications: Advanced degrees or certifications in areas such as project management, data science, or cybersecurity make you more valuable to employers.
• Develop Specialised Skills: Niche expertise, technical skills, and proficiency in emerging technologies increase your leverage during salary negotiations.
• Target Reputable Companies: Large multinational firms and top local employers often offer higher salaries, bonuses, and benefits compared with smaller companies.

Suggested: To compare salaries across countries, you can also check the average salaries in the UK for Indian students

Finding a well-paying job in Singapore can seem a big thing for students when salaries vary so much across industries and experience levels. One common challenge is understanding how much you can actually take home after expenses like rent, transport, and taxes. Planning your career path early and focusing on in-demand skills can make this journey smoother.

Yocket Premium can help you navigate these decisions with tools that compare salaries, industry trends, and cost of living side by side. You can track which fields match your expectations and see real data on earnings to plan smarter.