Cost of Living in USA for Indian Students 2022: Living Expenses in USA for International Students Image
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Cost of Living in USA for Indian Students 2022: Living Expenses in USA for International Students

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Yocket Editorial Team
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What is your plan after getting the US study visa? Where will you stay in the US, on-campus or the city? How are you going to travel? Is your finance sufficient to pay your food, insurance, and study bills? All these questions can be intimidating if you are visiting the USA for the first time to pursue your studies. But wouldn’t it be amazing if you get an early analysis of the cost of living in USA for Indian students?

Indeed, let’s plan everything from your stay in the USA, food expenses to travel, tuition fees, etc.

  Table of Contents

  1. Overview of USA as a Study Destination
  2. Living Expenses in USA for International Students
  3. Cost of Living in Different USA Areas/States
  4. Cost of Living in USA: Private Universities Vs Public Universities
  5. Tips to Reduce Cost of Living in USA for International Students
  6. Frequently Asked Questions on Cost of Living in USA for Indian Students

Overview of USA as a Study Destination

USA hosts the majority of international students globally. It is a popular study destination among international students due to its academic excellence, flexible education system, cultural diversity, lively/vibrant campus life, unique curriculum, and abundant job/internship opportunities.

Despite this acceptance, reports state that, in the 2020-2021 academic year, 1.67 lakh Indian students visited to study in USA to pursue their higher education. This number depicts a drop of 13% compared to the Indian students who visited the USA in the 2019-2020 academic year.

But what is the reason for this decline? Along with the curse of the pandemic, living expenses in USA for international students are higher than in countries like China, Turkey, France, Canada, and Malaysia. This fact could be the major explanation for the decline in the numbers.

So it is impossible to study in USA with low finance? No.

Suggested: Best Spring Intake Universities  in US 2023

Planning your budget by understanding the cost of living in USA for international students could be of great help. Therefore, let’s go through the…

Living Expenses in USA for International Students

The estimated student living cost in USA per year is between $10,000 to $18,000, making the average monthly expenses in USA for Indian students to be $1000 to $1500. Let’s check out the average living expenses in USA for international students per year, covering various costs like tuition fees, travel, restaurant expenses, groceries, etc.

Following are the pointers depicting the estimated student cost of living in USA based on different expenses.

Expense Name

Average Yearly/Monthly Cost

Books and Material

$900 - $2,000 per year

Travel

$300 - $700 per year

Accommodation

$9,800 - $11,100 per year

Electricity

$100 - $150 per month

Food

Off-Campus: $400 - $600 per month

On-Campus: $250 per month

Phone Subscription

$50 per month

Home Internet

$45 - $50 per month

Health Insurance

$700 - $1,100 per year

Clothes

$500 per year

Water, Sewer, and Trash

$50 - $75 per month

Beside these costs, it is advised to keep $2,000 as additional living expenses in USA for Indian students.

The additional living expenses in USA for international students can include:

  • Purchases such as PC, furniture, car rental, etc.
  • Entertainment Costs, Social Outings, Weekend Trips, etc.
  • Medical expenses excluded in health insurance like dental care, eye care, others.

Now you know the average cost of living in USA for international students. Further, let’s explore…

Cost of Living in Different USA States

Cost of living in US for Indian Students highly depends on the areas one chooses to live in. For example, if you are living in the urban areas/big cities like Boston, New York, or San Francisco, the student living cost in USA would be much higher than the suburban cities like Texas, Seattle, New Orleans, and others.

Let’s go through the difference in the cost of living for US urban and suburban states with well-established colleges/universities for international students.

Following are the famous urban states with their cost of living in USA for Indian students.

Big Cities in the USA

Average Monthly Cost of Living

California

$4,000

New York

$3,300

Boston

$3,316

San Francisco

$4,000

Following are the famous suburban states with less cost of living in USA for Indian students.

Suburban Cities in the USA

Average Monthly Cost of Living

Atlanta

$2,200

Philadelphia

$1,300

New Orleans

$2,000

Seattle

$2,500

Texas

$2,000

Illinois

$1,470

Further, the housing options can vary these average living expenses in USA for Indian students. Let’s check how?

Housing Accommodation

Average Monthly/Yearly Cost

On-campus Stay

Public colleges: $9,800 yearly

Private colleges: $1,100 yearly

Off-campus Stay

Sharing: $450 per month

One-bedroom Apartmentment Rural States: $500 per month

One-bedroom Apartmentment Urban States: $3,500 per month

  • A few Universities make it mandatory for the first-year students to live on the campus.
  • The off-campus housing option is cheaper than living on-campus. However, international students can face other hassles like transportation, electricity bills, etc. Many universities in US also offer private accommodations for students.
  • They can also stay as a paying guest with a native American family.

Now you know the different states living cost in USA for international students. Let’s check the difference in average living expenses in USA for Indian students in private vs public universities.

Cost of Living in USA: Private Universities Vs Public Universities

Private Universities in the USA are funded by investors, and the students pay tuition fees. In contrast, public universities in US are funded by the state government or through the subsidies it offers.

Let’s explore the other points of difference that directly affects the cost of living in USA for students based on private and public universities.

Cost of Living in USA: Private Universities Vs Public Universities

Now let’s check the difference in the cost of living in USA for students at a private or public University.

University Name

Public/Private

Average Yearly Cost

Harvard University

Private

$30,000

Stanford University

Private

$38,793

Yale University

Private

$32,220

Columbia University

Private

$20,565

Massachusetts Institute of Technology

Private

$21,510

University of California, Berkeley

Public

$88,678

Brown University

Private

$24,000

University of Michigan

Public

$16,000

Cornell University

Private

$19,000

Princeton University

Private

$32,924

The average annual cost of Public Universities in the USA for a master’s level program is $25,000 and for Private Universities is $41,000. Please note that these costs can vary every year.

Suggested: Scholarships for Indian Students in USA!

To plan your US education budget efficiently, the next crucial parameter includes…

Tips to Reduce Cost of Living in USA for International Students

Living cost in USA for Indian students can be decreased by following these essential steps. Let’s shrink the size of your study/personal bills.

  • Firstly, compare the cost of living based on the University and State in USA.
  • Sometimes, hidden charges can get deducted when a student gets their money converted through a bank. Therefore, choose transparent money exchange providers.
  • USA cost of living for students can be reduced by following basic saving steps like switching off extra electric appliances, using public transport, eating homemade food, etc.
  • A part-time job is another option that can reduce living cost in USA for Indian students. So a student can work in evenings, mornings, or weekends shifts.

Suggested: How to Get On-campus in USA?

  • Use discount cards like Hostel Discount Cards, The International Student Identity Card (ISIC), International Student Exchange Card (ISE), and more.

These simple tricks will surely overhaul your financial balance and help you spend less money in USA. However, if you still get confused about the application for scholarships, selection of University, or the right housing accommodation choice, choose Yocket Premium. Our counsellors will surely guide you through your study abroad journey and help fulfil your dreams without any hassle!

Frequently Asked Questions on Cost of Living in USA for Indian Students

Ques. Which is the best city to live in the USA for international students?

Ans. The best city in the USA for international students is California. It has an average of $4000 monthly expenses in USA for Indian students.

Ques. How expensive is housing and accommodation living cost in USA for international students?

Ans. The housing and accommodation cost of living in USA for Indian students is $9,800 - $11,000 per year for an on-campus stay and $3,500 per month for an off-campus stay.

Ques. Which states have the highest monthly expenses in USA for Indian students?

Ans. The states with the highest monthly expenses in USA include Hawaii, New York, California, Maryland, New Jersey, etc.

Ques. What is the average estimated fee for undergraduate international students in USA?

Ans. The average estimated fee for undergraduate international students annually is $6,000 - $20,000 for community college, $26,290 for public universities, and $ 35,830 for private colleges.

Ques. Which are the most affordable Universities in USA for international students?

Ans. The most affordable Universities with less cost of living in USA for Indian students include Brigham Young University-Provo, Eastern New Mexico University, Nicholls State University, Bridgewater State University, Mississippi University for Women, etc.

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