Cost of Studying in Canada: Student Visa & Tuition Fee

Are you overwhelmed trying to figure out the funds for an international Canadian degree on your own? Fret not! Join us as we dive into a comprehensive blueprint of costs - from tuition to student permits - tailored to overwhelm-proof your budget planning. Get insider tips on hacking airfares, minimizing living expenses, scoring generous scholarships, and calculating exact currency conversions. 

With dedicated assistance from Yocket Premium at each step, get clarity on the investments involved so you can focus on nailing academics and campus life. Let us walk you through streamlining your finances for stress-free admissions to your ideal Canadian program and university!

Let us take a broad look at the cost of studying in Canada for Indian students before we dive into the specifics of the overall costs. Apart from the average cost of studying in Canada, what additional costs will you bear? You will incur costs in two phases, as shown in the table below. One is the application process for your ideal Canadian University. Two, you move to Canada to begin your studies after your student application is accepted.

Note: Based on the current scenario, the expenses listed in the table are the most accurate estimations. Depending on the course, college, and lifestyle choices, tuition costs, application fees, and living expenses will vary. The following is a list of the key factors that affect how much it costs to study in Canada.

• The cost of studying in Canada for Indian students.
• Living expenses while studying in Canada.
• Other essential costs of studying in Canada.
• Pre-arrival and post-arrival costs.

Having understood the factors determining the cost of studying in Canada, what is next? We elaborate on each of the aforementioned factors. Keep reading!

Enlisted below are the average Canadian fees for overseas students enrolled in undergraduate (UG) and postgraduate (PG) programs. This represents the typical tuition for foreign students taking a course in Canada for the first year. You will be required to pay an installment of this at the point of admission, and the remaining installment must be paid once you arrive in Canada. The data in the table below is accurate for 2022-2023, according to Statistics Canada.

Now let us see the Canadian university fees for international students for different courses:

Now that you know the approximate costs of studying in Canada, what else do you need to be mindful of? The living costs of studying in Canada! These will vary as per many factors, which you will discover here on.

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Here’s a breakdown of the average tuition fees for undergraduate and postgraduate programs across different provinces in Canada, aiding students in making budget-conscious decisions for a financially sustainable academic journey:

Tuition Fees in Ontario

• International Undergraduate: CAD 42,185 (INR 25,98,300)
• International Graduate: CAD 26,236 (INR 16,15,950)

Tuition Fees in  Alberta

• International Undergraduate: CAD 28,014 (INR 17,25,460)
• International Graduate: CAD 15,167 (INR 9,34,180)

Tuition Fees in British Columbia

• International Undergraduate: CAD 30,903 (INR 19,03,400)
• International Graduate: CAD 20,295 (INR 12,50,030)

Tuition Fees in Quebec

• International Undergraduate: CAD 27,406 (INR 16,88,010)
• International Graduate: CAD 18,577 (INR 11,44,210)

Tuition Fees in Nova Scotia

• International Undergraduate: CAD 20,397 (INR 12,56,310)
• International Graduate: CAD 23,048 (INR 14,19,590)

Tuition Fees in New Brunswick

• International Undergraduate: CAD 16,458 (INR 10,13,700)
• International Graduate: CAD 13,123 (INR 8,08,280)

Indian students' living costs and tuition at Canadian universities are included in their overall cost of attendance. The Canadian university and the course you enroll in determine the fees. You must pay the university the Canadian tuition fees for your course after you get the university's unconditional offer letter. While some colleges may ask you to pay tuition fees for the entire first year, others may charge you per term.

The cost of living in Canada varies according to the city you live in and the lifestyle you choose. Need clarity on the factors influencing the total and average expenses of studying in Canada? Peruse the table below!

Bewildered after looking at these expenses? Need to know how you can save? Yocket counselors are just a call away.

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The drawback of not being a resident of any country is the other essential costs to be borne by international students. Detailed below are some of those expenses.

Canada Study Visa Fees

The student visa fees for Canada is CAD 150 or INR 9,300. The fee for giving biometrics (fingerprints and photographs) is CAD 85 (INR 5,270).

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Suggested: Visa Requirements For Canada.

Application Fees in Canadian Universities

Each institution has an application fee, varying program-wise. For international students, it ranges between CAD 45 (INR 2,790) to CAD 200 (INR 12,400). You will have to submit your language proficiency test scorecards, along with academic or work experience transcripts, to each university while applying.

Suggested: Universities With No Application Fee In Canada.

Certificat d’acceptation du Quebec (CAQ)

To study at universities in Québec, international students must obtain permission to study from the governments of Quebec and Canada. It can be done by applying for a certificate of acceptance based on the course duration. This requires you to pay an application fee of CAD 114 (INR 7,070) and charges for sending the documents to Quebec (approximately 2,000 INR).

Overseas Student Health Cover

This is an unavoidable expense that international students studying in Canada have to bear. The cost of studying in Canada for Indian students includes the obligation to have health insurance because it is a legal requirement. For overseas students living in their state, some Canadian provinces offer free health insurance. If you are curious whether the Canadian university you have been admitted to is eligible for free health insurance, you can check the official website of Canadian Immigration. When you arrive in Canada, you must apply for health insurance.

You must get health insurance if the government of the Canadian province where you will be studying does not provide free health insurance. For the duration of the visit, this must cover all medical issues. It is mandatory to have health insurance coverage before you apply for your Canadian student visa. The insurance certificate must be produced for your university before you begin your term.

The average yearly cost of health insurance premiums varies between CAD 600 (INR 37,210) to CAD 900 (INR 55,820). This is inclusive of the average cost of studying in Canada.

Proof Of Funds

One must provide proof of sufficient funds alongside the university fees for international students in Canada. This is a requirement for getting a study permit. The table below provides a summary of how much money you need to have to support yourself while you are a student. These are separate from the tuition costs. To obtain a Canadian student visa, you must pay the complete amount of tuition and other costs listed below. Please remember that they only cover money if you have family or taking some members to Canada, which incurs additional costs.

Wondering how these funds can be arranged? By purchasing a Guaranteed Investment Certificate, taking an education loan, or having a sponsor who can support you.

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Purchase of GIC (Guaranteed Investment Certificate)

This form is a part of the documents required to get a student permit as a part of the financial proof. The students must buy a special guaranteed investment certificate (GIC) from participating banks like Nova Scotia Bank, ICICI Bank, SBI Canada Bank, and CIBC Bank for CAD 10,200 (INR 6,32,660), the adjustment of the living expenses of the first year. Approximately CAD 200 (INR 12,400) will be deducted as administrative charges of the bank.

The student receives CAD 2,000 (INR 1,24,050) immediately after arrival in Canada. Later, CAD 8,000 (INR 4,96,200) will be given to the students in 12 equal installments for monthly living expenses.

This section will break down the costs that need to be covered before and after arriving in Canada.

Pre-Arrival Expenses in Canada

These entail the costs that must be met before applying to a Canadian University and arriving in Canada.

Entrance Exams

International students from non-English-speaking nations must pass English language proficiency exams to enroll in a Canadian institution. This assesses a person's ability to read, write, speak, and listen. You can be required to take subject-specific exams by the university, depending on the program and institution you choose to attend. The total cost to study in Canada from India includes this. The table below contains a breakdown of each's costs.

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Air Tickets

You can choose a direct flight from India to Canada or with stop-overs. The cost of tickets depends on the flight you choose, the boarding city, the destination city, the class of the ticket, the date of booking, and the date of boarding. It ranges between INR 1,00,000 - INR 2,00,000.

Medical Tests

When you are in India, you must pay all fees associated with the medical examination. This includes any necessary tests, investigations, or treatment, as well as the doctor's and radiologist's fees. It is mandatory to get tested by a doctor as recommended by the Immigration authorities of the Canadian government.

Suggested: Entrance Exams For Canada.

Post-Arrival Expenses in Canada

These entail the costs after you arrive in Canada.

Canada University Tuition Fees

This is inapplicable after arrival, if you paid the fee for tuition, supplies, books, etc., before traveling to Canada. This applies only if you have to make payments after you sign up for your term.

Cost of Living

This factor has been covered throughout the blog, but it is a considerable portion of the overall cost of studying in Canada. The largest portion of living expenses is the rent for housing. The amount you will spend depends on the sort of lodging you select and the city/town where you reside. Let us unveil the varied rental prices for housing, which are included in the total cost of studying in Canada in Indian rupees.

Living off-campus can be challenging, but economical. Make sure to inquire thoroughly, and check whether all your living requirements are fulfilled, if there are any additional hidden costs, etc.

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For international students considering studying in Canada, a range of financial support options, including scholarships, grants, and bursaries, are available at both undergraduate and postgraduate levels. Many universities offer scholarships, covering areas such as sports, academic achievements, and specific subjects. It's essential for students to carefully review the eligibility requirements for each scholarship and plan their applications accordingly.

Here's a compilation of notable scholarships in Canada:

• Vanier Canada Graduate Scholarships
• Ontario Graduate Scholarships
• President’s Scholarship for World Leaders
• Lester B. Pearson International Scholarship Program
• International Leader of Tomorrow Award
• University of Manitoba Graduate Fellowship (UMGF)
• Assist-On Scholarship
• Trudeau Foundation Scholarships

In conclusion, understanding the comprehensive costs of studying in Canada is vital for international students. From tuition fees to living expenses and visa requirements, thorough financial planning ensures a smooth transition and successful academic pursuit in one of the world's top education destinations. Yocket remains committed to providing essential guidance and support throughout this journey, ensuring students make informed decisions and achieve their academic goals effectively.

Still uncertain about the costs of studying in Canada? Look no further! Dive into the detailed breakdown of tuition fees, living expenses, visa costs, and more with Yocket. Our expert guidance ensures you're fully informed, equipped, and prepared to embark on your academic journey in Canada. Explore Yocket today for invaluable insights and personalized assistance.