#AskAnkita I come from an agricultural background and from a joint family. 1.We have property o

#AskAnkita I come from an agricultural background and from a joint family. 1.We have property on my father's elder brothers name. Is it okay to get a loan by putting that as collateral? We have farms but banks are not accepting them. 2. My father's income from agriculture in the ration card provided by the government is <1Lakh but the reality is quite contrary. But we have liquid cash in the bank which are legitimate.Does the low income affect me while giving my Visa interview?? What would you suggest?? 3. I am planning on taking academic fees as loan (30L) and paying living expenses(15-20) by self(family). Is that a wise option?